About Us
Our number one priority is and always has been to help people finance their own business using their own money… and KEEP it! By using the most tax efficient way possible.
Who We Are
SDCooper Company is the primary developer of the Entrepreneur Rollover Stock Ownership Plan®–ERSOP® Plans, where you can invest your IRA & 401(k) money into a business or investment you can actually manage. SDCooper Company developed systems and procedures to navigate the legal strictures and help clients move their money that is locked in retirement accounts, directly into a new or established business without it being a distribution (therefore taxed or penalized) or a loan. The money may be used for franchises, property, equipment, or working capital
Our Mission
To provide safe, legal, reliable solutions for entrepreneurs to use the resources they have worked so hard to achieve.
Our Philosphy
In a nut-shell… keep what you’ve earned and invest in yourself!
Our Promise
With more than 40 years of Qualified Benefit Plan Consulting experience, ERSOP® has assisted thousands of entrepreneurs manage their start-ups. Less than 1% of our clients have received an audit and we are passionate to back our clients 100% in the event an audit should ever occur.
Our Expertise
Innovative ERISA Plan Consulting and Administration.
- Help Clients Finance Their Dreams 100%
What Makes Us Different
→ ERSOP® is a family-owned business.
→ We have no sales personnel. You speak directly to pension professionals.
→ We do not sell investments because we believe this is a conflict of interest.
→ We want this to work for you and we will tell you what you need to know before you commit.
→ We neither pay nor accept commissions or finders fees.
→ You pay for the services you use. We do not lock you into any fees.
Meet The Executive Team
Steven Cooper
Founder
Steven Cooper, Fromer President and founder of ERSOP.com, had 35 years of Benefits Consulting and Pension Administration experience, before his passing in 2023. Steve entered the pension field in 1979 designing and installing sophisticated defined benefit and defined contribution pension plans for the California Medical Association endorsed plan system. He owned and operated his own pension consulting and administration firm since 1984, designing several thousand plans over the years. Steve Cooper and Karen Franklin incorporated and formed SDCooper Company in 2002. Steven was the first to successfully market the ERSOP® Plan to Franchisors and Business Brokers (in 1999). He coined the term “ERSOP® (Entrepreneur Rollover Stock Ownership Plan)” in 2001.
Karen L. Franklin
Founder
Karen Franklin, was one of the owners and founders of ERSOP.com with over 25 years of Accounting and Tax experience specializing in small business taxation and employee benefits before her passing in 2023. Karen graduated Cum Laude from San Diego State University in 1988. She worked with a large local CPA firm for several years, and served as Corporate Controller for a large ($60 Million) manufacturing company before working with Steve Cooper beginning in 1997. She developed the essential ERSOP® Plan Exit Strategy in 1999 that entails the retirement of the stock in the ERSOP® plan, and the subsequent S-Corporation election within the first few years of the business to minimize income taxes on the operations and eventual sale of the business.
Dave Cooper
President